54 Health Wallet

Your Health. Your Money. Your Freedom.

The 54 Health Wallet is more than a payment tool — it's your personal gateway to affordable, connected, and rewarding healthcare.

Designed to unify care, coverage, and convenience, the Health Wallet allows users to store, spend, and save for healthcare — all within the 54 Healthcare ecosystem.

And by end of 2026, the Health Wallet will evolve into Africa's first Health Visa Card — available in both virtual and physical formats — unlocking discounts and lifestyle benefits at clinics, gyms, pharmacies, wellness centers, and restaurants across the continent.

💡 Because health and wellness should be easy, empowering, and rewarding.

🌍 What Is the 54 Health Wallet?

The 54 Health Wallet is a secure, digital wallet that links directly to your Digital Health Passport and Medical Aid plan, allowing you to:

Pay for healthcare services and prescriptions

Receive or send health remittances

Manage medical aid top-ups and contributions

Track expenses and benefits

Earn loyalty rewards for healthy living

It's a single, intelligent platform for all your healthcare and wellness finances.

💸 How the Health Wallet Works

1

Load or Receive Funds

Add money via card, mobile money, payroll deduction, or diaspora remittances.

2

Use Instantly

Pay for telehealth, pharmacy, diagnostics, gym memberships, or insurance renewals through your app or card.

3

Earn Rewards

Every transaction earns 54 Wellness Points — redeemable for discounts across our partner network.

4

Track Spending

See where your money goes, manage dependents' health spending, and view receipts in real time.

5

Secure & Seamless

Backed by bank-grade encryption, real-time fraud monitoring, and full POPIA/GDPR compliance.

COMING END OF 2026

💳 Coming 2026: The 54 Health Visa Card

By the end of 2026, 54 Healthcare will launch the 54 Health Visa Card — available in virtual and physical versions — designed to make healthcare and wellness spending universal, rewarding, and borderless.

Features of the 54 Health Visa Card

  • 💚 Accepted at hospitals, pharmacies, clinics, gyms, and wellness centers across Africa.
  • 💡 Linked to your Digital Health Passport for verified, health-related purchases.
  • 💸 Earns instant cashback or discounts at partner facilities.
  • 🧠 AI-powered spending insights and health budgeting.
  • 🌍 Works online and in-store, anywhere Visa is accepted.
  • 🔐 Fully secure, biometric authentication for every payment.

54 HEALTH VISA CARD

•••• •••• •••• ••••

Health & Wellness

Virtual Card

For online or app-based health payments.

Physical Card

For in-person transactions at gyms, clinics, and pharmacies.

💳 Health meets lifestyle — everywhere you go.

🧩 Why We're Introducing the Health Card

Healthcare shouldn't be complicated. Africans deserve a unified way to pay for health and wellness services — with transparency, affordability, and rewards.

We're introducing the 54 Health Visa Card because:

💡 Access

Many people can't easily pay for care or track their health spending.

💚 Trust

The card ensures payments go directly to verified health providers.

💸 Affordability

Members get exclusive discounts and cashback offers at partner locations.

🏋️ Wellness Integration

We reward healthy behavior, fitness activity, and preventive care.

🌍 Inclusivity

Enables participation in the health economy for remote workers, SMEs, and informal earners.

🧠 It's not just a card — it's a catalyst for smarter, healthier living.

🏥 Health Wallet Benefits

Feature Description
Smart Payments Pay for care, medicine, or gym sessions instantly.
Seamless Integration Works with telehealth, medical aid, and remittance features.
Loyalty Rewards Earn discounts and wellness points across the 54 Ecosystem.
Cross-Border Use Spend in multiple African countries using the same wallet.
AI Insights Track your health spending and wellness patterns.
Transparency See every transaction and linked service.
Remittance-Ready Diaspora can top up family wallets for direct healthcare payments.
Card Convenience Use your Visa Health Card anywhere Visa is accepted.

💚 Partner Benefits

For Providers

  • Accept 54 Health Wallet & Card payments instantly.
  • Get listed in the 54 Partner Network Directory.
  • Gain new customers through rewards and loyalty campaigns.

For Corporates

  • Offer employees or clients a health and wellness benefit card.
  • Monitor healthcare spending transparently.

For Wellness Partners

  • Drive new customers to your gym, spa, or restaurant.
  • Participate in continent-wide reward programs promoting healthy lifestyles.

🔐 Secure, Compliant, and Transparent

The Health Wallet and Visa Card are built with bank-grade security and comply with:

POPIA

(South Africa)

PCI DSS

(Payment Card Industry)

GDPR

(EU)

AU Framework

(African Union)

All transactions are encrypted, and every user has full control over spending limits, linked accounts, and access.

🌍 Empowering the 54 Ecosystem

The 54 Health Wallet connects all parts of your healthcare journey:

Telehealth & E-Pharmacy

Pay for consultations and medicines instantly.

Medical Aid & Insurance

Manage top-ups and benefits.

Health Remittances

Receive care payments from loved ones abroad.

AI Advisory

Get health spending insights and preventive alerts.

Partner Discounts

Save money at 54-partnered gyms, pharmacies, clinics, and restaurants.

💡 One wallet. One ecosystem. Infinite health possibilities.

🚀 A Healthier, Smarter Way to Live

The 54 Health Wallet is designed to make healthcare accessible, transparent, and rewarding — for everyone.

With the 54 Health Visa Card (launching end of 2026), we're building the bridge between health and lifestyle, so that staying healthy doesn't just feel good — it pays off.

💚 Get Started Today

Join Africa's first AI-powered health wallet and start managing your care smarter.

💬 "The 54 Health Wallet is more than innovation — it's freedom. Freedom to access, to choose, and to live well across Africa."

— Tererai Jaravaza, Founder

Integrated with Our Ecosystem